:root {
  --navy: #0b1f4d;
  --gold: #f0b840;
  --cream: #fbf8f0;
  --ink: #1b2330;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --display: "Arial Narrow", "Roboto Condensed", Impact, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 4.5rem; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--cream); line-height: 1.6; }
a { color: inherit; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

.skip { position: absolute; left: -999px; }
.skip:focus { left: 1rem; top: 1rem; background: var(--gold); padding: .5rem 1rem; z-index: 20; }

/* Header: stacked on phones one row on desktop */
.site-header { position: sticky; top: 0; z-index: 10; background: var(--navy); color: #fff; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; padding: .6rem 1rem; }
.brand { text-decoration: none; display: flex; align-items: center; gap: .6rem; }
.brand strong { font-family: var(--display); font-size: 1.8rem; color: var(--gold); letter-spacing: .02em; }
.brand span { font-size: .7rem; max-width: 9rem; line-height: 1.2; }
.menu-btn { background: none; color: #fff; border: 1px solid var(--gold); padding: .4rem .8rem; font: inherit; border-radius: 4px; }
nav { display: none; width: 100%; flex-direction: column; gap: .2rem; padding-top: .6rem; }
nav.open { display: flex; }
nav a { text-decoration: none; padding: .6rem .2rem; color: var(--gold); font-weight: 600; }
nav a.btn { color: var(--navy); text-align: center; }

.btn { display: inline-block; padding: .6rem 1.2rem; border-radius: 4px; font-weight: 700; text-decoration: none; margin: 0 .5rem .5rem 0; border: 2px solid transparent; }
.btn.gold { background: var(--gold); color: var(--navy); }
.btn.outline { border-color: #fff; color: #fff; }
.btn.navy { background: var(--navy); color: #fff; }

/* Hero: navy gradient works even if images/hero.webp is missing */
.hero { color: #fff; padding: 3rem 1rem; background: linear-gradient(90deg, rgba(11,31,77,.95) 40%, rgba(11,31,77,.4)), url("images/hero.webp") center / cover, var(--navy); }
.hero h1 { font-family: var(--display); text-transform: uppercase; font-size: clamp(2rem, 7vw, 3.4rem); line-height: 1.05; margin: 0 0 .6rem; max-width: 16ch; }
.tagline { color: var(--gold); font-weight: 600; }
.badge { display: inline-block; background: var(--gold); color: var(--navy); padding: .3rem .8rem; border-radius: 4px; font-size: .85rem; font-weight: 600; }

.block { padding: 2.5rem 1rem; max-width: 60rem; margin: 0 auto; }
.alt { background: #fff; max-width: none; }
.alt > * { max-width: 60rem; margin-left: auto; margin-right: auto; }
h2 { font-family: var(--display); text-transform: uppercase; color: var(--navy); font-size: 1.8rem; margin: 0 0 1rem; border-bottom: 3px solid var(--gold); display: inline-block; }

.cards { list-style: none; padding: 0; display: grid; gap: .8rem; grid-template-columns: repeat(auto-fit, minmax(10rem, 1fr)); }
.cards li { background: var(--navy); color: #fff; padding: 1.2rem 1rem; border-top: 4px solid var(--gold); font-weight: 600; display: flex; flex-direction: column; gap: .8rem; }
.icon { width: 2.2rem; height: 2.2rem; fill: none; stroke: var(--gold); stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }

.fees div { display: flex; justify-content: space-between; padding: .4rem 0; border-bottom: 1px solid #e3dcc8; max-width: 22rem; }
.fees dd { margin: 0; font-weight: 700; }
.note { font-size: .85rem; }

.why { background: var(--navy); color: #fff; padding: 2rem 1rem; }
.why h2 { color: var(--gold); border: 0; }
.why ul { list-style: none; padding: 0; margin: 0; max-width: 32rem; }
.why li { margin-bottom: 1rem; }
.why strong { display: block; color: var(--gold); }

footer { background: var(--navy); color: #fff; text-align: center; padding: 1.5rem 1rem; font-size: .9rem; }
footer p { margin: .3rem 0; }
.soon { opacity: .7; }

@media (min-width: 60rem) {
  .menu-btn { display: none; }
  nav { display: flex; flex-direction: row; width: auto; align-items: center; padding: 0; gap: 1.2rem; }
  .hero { padding: 6rem 2rem; }
  .split { display: grid; grid-template-columns: 1fr 1fr; }
  .split .block { margin: 0; padding-left: 2rem; }
  .why { padding: 2.5rem 2rem; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }